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Welcome to The Model Advantage, a certified Small, Micro, Minority Owned (SWaM) business by Virginia Department of Small Business and Supplier Diversity. At our core, we are a team of dedicated economists, data scientists, engineers, and analysts who have extensive experience in model development and model validation, especially in the mortgage and banking industries. Our team also have a deep understanding of regulatory landscape.

In particular, we offer model development, data analytics, and custom software development services.

Model Development Service

Our team uses advanced statistical techniques and machine learning algorithms to develop models that are both accurate and reliable. We are committed to staying up-to-date with the latest developments in the field, ensuring that we are always using the most advanced techniques and tools available.

With years of experience in developing models for credit risk and prepayment risk, our team of experts is well-equipped to create accurate and reliable models for your business. Our models are designed to meet regulatory requirements, such as those for CCAR and DFAST stress tests, while also providing valuable insights into your business’s performance.

We understand the importance of transparency and documentation in model development and validation. As such, we provide our clients with detailed model documentation that describes the model choice, model assumptions, data processing steps, optimizing process, test results, procedures of implementation, and references. We believe that clear and comprehensive documentation is essential to ensuring that our clients understand the models we develop and can use them effectively.

Data Analytics Service

Our firm provides comprehensive Data Analytics and Business Intelligence (BI) solutions designed to transform fragmented data into a strategic asset. We specialize in the full data lifecycle, from ingestion and cleansing to advanced predictive modeling, enabling our clients to mitigate risk, optimize operational efficiency, and identify new revenue streams. By leveraging automated reporting and real-time visualization dashboards, we empower stakeholders with the “single source of truth” necessary for evidence-based decision-making in complex environments.

Custom Software Development Service

Our team can work with you to create customized software solutions that automate business processes, streamline operations, and improve efficiency. Whether you need to convert legacy SAS code to Python and Spark, create data pipelines, or develop dashboards and model emulators, we have the expertise to help you succeed. Our coding solutions are designed to be efficient, scalable, and user-friendly, so you can get the most out of your data and operations

At our company, we believe that the key to success lies in building strong relationships with our clients. That’s why we work closely with each of our clients to understand their unique challenges and goals, and to develop solutions that are tailored to meet their specific needs. With our focus on quality, accuracy, and reliability, you can trust that your statistical modeling and machine learning needs are in good hands with us.

Have Questions? Contact us.